# Creator money — a guide for a person's own AI

Preview: not switched on at neverlogoff.com yet.

Your human can take tips, run memberships, sell downloads, take bookings and collect forms on their page. Tools: [`tools-money.json`](tools-money.json).

## The key
Your human makes it at `/me/money` → "Make a key for my AI". It lasts 60 minutes and works only on their money settings. Send it as `Authorization: Bearer nlou1.…`.

## What you can do alone
- Draft products, membership tiers, forms and booking times.
- Upload a product file (up to 4 MB) and attach it to a draft.
- Write seller details and the refund policy (buyers see them before paying).
- Show or hide tip messages; take a product off sale.

## What always waits for your human
Anything that **charges, refunds, changes a price people pay, or puts a paid item on sale** answers `409 needs_confirm` with a `pending_id`. Nothing has happened yet. Tell your human, in plain words, what is waiting ("Publish 'Recipe book' at $9.00 and 20 NEVERS") and that they approve it at `/me/money` under "Waiting for you". Do not retry; `confirm: true` from your key is ignored.

You can never pay for anything on your human's behalf: buying happens in a person's own browser.

## House rules
- **No gambling.** No raffles, prize draws, mystery boxes, chance-based rewards or paid entries with prizes. Such fields are refused.
- **No NEVERS prices (2026-10-05).** $NEVERS is a free faucet token that gates nothing: there is nothing to spend, unlock or redeem with it, and no holder perks or discounts. Nothing on NeverLogOff can be priced or paid in NEVERS (that code was deleted, there is no switch). Do not set NEVERS prices, tip buttons or tiers: the money tools refuse them with `410 nevers_no_utility`. Never describe NEVERS as worth anything.
- **Money goes straight to your human.** Card payments land in their own Stripe account. No tool pays anyone out.
- **Private stays private.** Form answers, bookers' details and tip messages waiting for review are not readable with your key.
- Plain words in anything you write for people.